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Friday, August 31, 2012
Zoocasa Real Estate Blog: Thinking of Buying a Condo?
Yesterday, a report released by Genworth claimed that condo prices are bound to rise in 2013 due to expected demand. Whether as a starter home for first-time home buyers, a down-sizing option for retirees or as an investment rental property, condominiums are still an attractive purchase to many. However, purchasing a condo is different then buying a house. These are some considerations to take in to account when thinking of buying a condo:
What exactly do you own? When it comes to ownership, what are your property rights when buying a condo?? What you are purchasing and owning is the dwelling unit: the interior space inside the condo building. All other aspects are owned jointly with the other unit purchasers such as: the building walls, facilities, surrounding land, etc. The purchase agreement will clearly outline what your property rights are when it comes to extras such as the locker, parking space, or balcony.
Board of Directors: If you are a fan of the old TV show Frasier, you might be familiar with the importance of being in good with your condo board. Buildings are usually "governed" by elected condo owners who act as board members that make the decisions in how the building is run. These are the people who decide, for example, if you can have a satellite hanging off your balcony. So it's a good idea to learn about the board and perhaps even be involved yourself. After all, it is your own home that is affected!Status Certificate: The status certificate is a document that contains important information such as: the condo rules, regulations and bylaws, the declaration, as well as building info like what its monthly expenses are, if and how much reserve funds it has and pending legal actions, etc. - which can affect the future condo fees. Know how the building runs and what rules may affect you - ask your real estate lawyer for full clarification on the document. You may want to consider title insurance, which would cover an unexpected major structural building repair, which you hadn't calculated when figuring out your purchasing costs.
Buying a New Development: Buying a pre-build can offer a lot of savings and an immediate payback in investments but unexpected issues may also arise. There may be no issue with the possession date but what about other areas of the building still under construction such as the amenities or will there be more phases? How would you feel about two or more buildings sharing the amenities in the near future? What happens if you want to live in the unit before the condo is registered?What are your rights and what are the fees if you or a tenant lives in the unit from the period of the interim closing until the final closing?
Keep in mind too that if you are buying based on a plan, what you expect may not be what the finished product is - check the contract! As well, the size of the model unit does not have to be reflective of the actual square footage you're getting - bring a measuring tape when viewing the model.
As with anything in life, knowing truly is half the battle.
What the difference between condos and other types of housing? Read more on this topic in Zoocasa's Before You Buy Section.?
Source: http://blog.zoocasa.com/2012/08/thinking-of-buying-condo.html
Happy Birthday, Beyonce! A Look Inside Her Private World
She turns 31 on Sept. 4! From romantic moments to pregnancy bliss, take a look at the personal pics the singer has shared with her fans via Tumblr
HBO Nordic to offer internet streaming subscriptions, no cable or satellite service required
While in the US, requests for an HBO Go subscription option that brings the channel's programming without being tethered to a cable or satellite-TV package go unheeded, HBO revealed today that its Scandinavian offering will do just that. While the HBO Nordic joint venture between HBO and Parsifal International will be available over "local distribution partners," it is also available strictly as an over-the-top service for VOD and subscription access to premium content for less than €10 when it launches in October. It brings all the HBO current and catalog content you'd expect (subtitled for the local markets in Sweden, Norway, Finland and Denmark) and it's also tossing in content from other providers, like the popular Canadian show Continuum. CEO Hervé Payan says it will be available on "any" internet connected device, and says the decision to go over the top is because its target group of viewer have changed their consumption to multiple screens.
Netflix revealed its own plans to expand to the region this fall on the same day HBO Nordic was originally announced, and CEO Reed Hastings welcomed the competition with a message on Facebook asking when HBO would bring the service to the USA, and joking that it expected the first match-up to be in Albania. In case you forgot, that last dig was a reference to Time Warner CEO Jeff Bewkes 2010 statement comparing Netflix to the possibility of the Albanian army taking over the world. The battle is on this fall, we'll see if it's just a dry run for other regions soon.
Filed under: Home Entertainment, Internet, HD
HBO Nordic to offer internet streaming subscriptions, no cable or satellite service required originally appeared on Engadget on Thu, 30 Aug 2012 20:46:00 EDT. Please see our terms for use of feeds.
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'Promiscuous' enzymes still prevalent in metabolism: Challenges fundamental notion of enzyme specificity and efficiency
ScienceDaily (Aug. 30, 2012) ? Open an undergraduate biochemistry textbook and you will learn that enzymes are highly efficient and specific in catalyzing chemical reactions in living organisms, and that they evolved to this state from their "sloppy" and "promiscuous" ancestors to allow cells to grow more efficiently. This fundamental paradigm is being challenged in a new study by bioengineers at the University of California, San Diego, who reported in the journal Science what a few enzymologists have suspected for years: many enzymes are still pretty sloppy and promiscuous, catalyzing multiple chemical reactions in living cells, for reasons that were previously not well understood.
In this study, the research team, led by Bernhard Palsson, Galetti Professor of Bioengineering at the UC San Diego Jacobs School of Engineering, brought together decades of work on the behavior of individual enzymes to produce a genome-scale model of E. coli metabolism and report that at least 37 percent of its enzymes catalyze multiple metabolic reactions that occur in an actively growing cell.
"We've been able to stitch all of the enzymes together into one giant model, giving us a holistic view of what has been driving the evolution of enzymes and found that it isn't quite what we've thought it to be," said Palsson.
When organisms evolve, it is the genes or proteins that change. Therefore, gene and protein evolution has classically been studied one gene at a time. However in this work, Palsson and his colleagues, introduce an important paradigm shift by demonstrating that the evolution of individual proteins and enzymes is influenced by the function of all of the other enzymes in an organism, and how they all work together to support the growth rate of the cell.
Using a whole-cell model of metabolism, the research team found that the more essential an enzyme is to the growth of the cell, the more efficient it needs to be; meanwhile, enzymes that only weakly contribute to cell growth can remain 'sloppy.' The study found three major reasons why some enzymes have evolved to be so efficient, while others have not:
Enzymes that are used more extensively by the organism need to be more efficient to avoid waste. To increase efficiency, they evolve to catalyze one specific metabolic reaction. When enzymes are responsible for catalyzing reactions that are necessary for cell growth and survival, they are specific in order to avoid interference from molecules that are not needed for cell growth and survival.
Since organisms have to adapt to dynamic and noisy environments, they sometimes need to have careful control of certain enzyme activities in order to avoid wasting energy and prepare for anticipated nutrient changes. Evolving higher specificity makes these enzymes easier to control.
"Our study found that the functions of promiscuous enzymes are still used in growing cells, but the sloppiness of these enzymes is not detrimental to growth. They are much less sensitive to changes in the environment and not as necessary for efficient cell growth," said Nathan Lewis, who earned a Ph.D. in bioengineering at the Jacobs School in March and is now a postdoctoral fellow at Harvard Medical School.
This study is also a triumph in the emerging field of systems biology, which leverages the power of high-performance computing and an enormous amount of available data from the life sciences to simulate activities such as the rates of reactions that break down nutrients to make energy and new cell parts. "This study sheds light on the vast number of promiscuous enzymes in living organisms and shifts the paradigm of research in biochemistry to a holistic level," said Lewis. "The insights found in our work also clearly show that fine-grained knowledge can be obtained about individual proteins while using large-scale models." This concept will yield immediate and more distant results.
"Our team's findings could also inform other research efforts into which enzymes require further study for overlooked promiscuous activities," said Hojung Nam, a postdoctoral researcher in Palsson's lab. "Besides testing and characterizing more enzymes for potential promiscuous activities, enzyme promiscuity could have far-reaching impacts as scientists try to understand how unexpected promiscuous activities of enzymes contribute to diseases such as leukemia and brain tumors," said Nam.
Funding was provided by the U.S. Department of Energy and National Institutes of Health (DE-SC0004917, DE-FG02-09ER25917, and 2R01GM057089-13) and a fellowship from the National Science Foundation (NSF GK-12 742551).
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The above story is reprinted from materials provided by University of California, San Diego.
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Journal Reference:
- H. Nam, N. E. Lewis, J. A. Lerman, D.-H. Lee, R. L. Chang, D. Kim, B. O. Palsson. Network Context and Selection in the Evolution to Enzyme Specificity. Science, 2012; 337 (6098): 1101 DOI: 10.1126/science.1216861
Note: If no author is given, the source is cited instead.
Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.
Michael Cole Joins Meritec as Company President
Painesville, OH, August 30, 2012 --( PR.com )-- Meritec, a manufacturer of high-performance electrical and electronic interconnect embedded systems, connectors and cable assemblies, is pleased to announce Michael Cole has joined The...
Painesville, OH, August 30, 2012 --(PR.com)-- Meritec, a manufacturer of high-performance electrical and electronic interconnect embedded systems, connectors and cable assemblies, is pleased to announce Michael Cole has joined The Company in the position of President. Cole, a senior executive in The Electronics? Industry, most recently with TE Connectivity (Tyco Electronics) where he led their Data Communications business as Senior Vice President and General Manager.
Mr. Cole brings a depth of global experience where he held roles in business development, operations and sales. Before TE Connectivity, he worked at Molex Inc., Georgetown Cable and AMP Inc. Mr. Cole is one of the latest new appointments at Meritec along with CEO, Ed Weinfurtner. Mr. Cole noted he is "excited to join the Meritec Organization and work to position The Company for growth by expanding its innovative technologies in the high-speed interconnect arena.?
CEO Weinfurtner said, ?Michael is a proven Industry veteran, and we are thrilled to have him join us as President of Meritec. Just two weeks ago we acquired connector firms Connectors Unlimited and Xponet/Mold-Tech. Clearly, Meritec is on the move.? Celebrating 45 years serving The Global Electronics? Market, Meritec?s founder, John T. Venaleck, presides as Chairman and Chief Technology Officer.
Michael Cole can be contacted at mcole@meritec.com or by phone at 440.354.3148 x209
About Meritec
Meritec and its West Coast affiliate, Joy Signal Technology, are signal integrity leaders and preferred vertically integrated manufacturers of high-performance electrical and electronic interconnect embedded systems and connectors, focusing in the Military, Medical and Datacom Marketplaces. With recent acquisition of Connectors Unlimited Inc. (CUI) and Mold-Tech, Meritec is rapidly expanding in The Electronic Interconnect Industry.
For more information, contact:
Jason Lippincott, phone 440.354.3148
E-mail: jlippincott@meritec.com
Contact Information:
Meritec
Jason Lippincott
440-354-2106
Contact via Email
www.meritec.com
Click here to read the full story: Michael Cole Joins Meritec as Company President
Press Release Distributed by PR.com
Source: http://news.brothersoft.com/michael-cole-joins-meritec-as-company-president-58764.html
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GoLocalProv | News | NEW: Dave Layman Named Communications ...
Thursday, August 30, 2012
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Layman will join the campaign on September 6th.
?Dave Layman is a well-respected and experienced media professional who has an impeccable reputation for honesty and integrity,? said Doherty. ?Rhode Islanders know Dave, they trust him, and I am ecstatic that he will be bringing his knowledge and work ethic to our campaign through the election.?
Dave is a corporate communications consultant and owner of Layman Communications in North Kingstown. Over the years, he became familiar to southern New Englanders as an award- winning evening news anchor, managing editor and reporter for NBC10 (WJAR-TV), ABC6 (WLNE-TV). He also held similar positions at some of the top TV stations across the country, including Dallas, St. Louis and Minneapolis.
?I am taking this unusual career step because I see Brendan Doherty as a man of integrity and a candidate with a fresh perspective," Layman said. "He is that rare public servant who can be tough, compassionate, determined, civil and honest--all at the same time. He has broad appeal for Democrats, Republicans and Independents, like me, who are looking to change this state for the better. Sitting on the sidelines, I thought: we can do better--with Brendan in Congress.?
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Setting Up a Bird Cage For Your Pet Bird | Hungry Bird Chicago
You hold gotten your prototypal sincere job after college and resolve that it would be good to get a pet. You are a duet of hours gone from your parents and all you postponement honey. Having a pet would supply you whatsoever organization, albeit not of the weak difference. Notwithstanding, you are totally new to owning a bird. You don?t jazz what gracious of a bird coop you module penury for your new birdie. And testament you bonk to acquire fowl toys as considerably? You make a pretty preparation to hold a gracious bit of it. How overmuch is having a meat leaving to outlay?
A bird detain present be the prototypical happening that you poverty to buy. After all, your pet is going to requirement to elastic somewhere. You are going to poorness the largest confine you can give to get. This is where your bird faculty live, and he will requirement populate to fly around. The large the shuttle, the more chance you give impoverishment. Cages made of metal are easier to antiseptic that you deprivation. Several species of birds say different kinds of cages. Try to put your detain nearby a pane so it can soul sunshine and reinvigorated air. Nevertheless, you don?t necessity to put your fowl left any vents.
Perches are an crucial melody of any bird detain. You leave impoverishment to put a couplet of perches in your fowl composer so that your fowl can possess a show of views. Eightfold perches give also render your fowl with opportunities to preparation. You can circle. One rest needs to be come the food and element containers.
Birds essential to be excited regularly, and fowl toys are one way to provide that information. Like group, birds same new toys. Still, that doesn?t average you?ll bonk to buy new toys all the instant. You can equal reuse things you jazz around your domicile equal old grooming report rolls, section of impressible string or old gloves. Birds equal performing with wooden balls or milk cartons. You can also try to put showy things in a yield bottleful, and timekeeper your observe go flat controller the toys out from time to quantify, that helps your birdie record from deed tired.
You don?t necessity to parting your fowl in their detain all the time. Birds equal to be embezzled out and played with. Likewise, enjoying your pet is the component of having a fowl in the best estimate. So, to response our oppugn at the beginning of the article, you poorness a pretty good-sized bird cage. And you status birdie toys, but they don?t essential to be pricy.
Source: http://www.hungrybirdchicago.com/setting-up-a-bird-cage-for-your-pet-bird.html
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Thursday, August 30, 2012
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California heatwaves to move toward coastal areas: Researchers reassess heatwaves against the backdrop of rising temperatures
ScienceDaily (Aug. 29, 2012) ? A new study by researchers at Scripps Institution of Oceanography, UC San Diego, suggests that the nature of California heatwaves is changing due to global warming.
Climate researchers Alexander Gershunov and Kristen Guirguis detected a trend toward more humid heatwaves that are expressed very strongly in elevated nighttime temperatures, a trend consistent with climate change projections. Moreover, relative to local warming, the mid-summer heatwaves are getting stronger in generally cooler coastal areas. This carries implications for the millions of Californians living near the ocean whose everyday lives are acclimated to moderate temperatures.
"Heatwaves are stressful rare extremes defined relative to average temperatures," said Gershunov. "We've known for a while that humid heatwaves that are particularly hot at night are on the rise in California as the climate warms. Here, we sharpen the geographic focus to consider sub-regions of the state."
Gershunov added that in this new sharper and "non-stationary" perspective, coastal heatwaves express much more intensely than those inland where the summertime mean warming is stronger. This translates to a variety of impacts on the typically cool, un-acclimated coast.
Classic California heatwaves have been characterized as interior desert and valley events that are hot during the day and marked by dryness and strong nighttime cooling. Gershunov and Guirguis said their analysis of observations and computer model data indicates that the emerging flavor of heatwaves marked by greater humidity, greater expression in nighttime temperatures, and greater expression in coastal areas relative to the generally cooler coast are intensifying and will keep intensifying in coming decades. Both coastal and desert heatwaves will continue to be more common as climate changes relative to the past, but the desert heatwaves are becoming less intense relative to strong average warming observed and projected for the interior of the state.
The study, "California heat waves in the present and future," will appear in the American Geophysical Union journal Geophysical Research Letters.
The "non-stationary" approach reflects an acknowledgment by scientists that what has been considered extreme heat is gradually becoming commonplace. The rate of climate warming necessitates a measure of extreme heat relative to the changing average climate rather than to historical climate norms. So, instead of defining heatwaves relative to fixed temperature thresholds, the researchers projected heatwave intensity against a backdrop of increasing average summertime temperature. This causes the definition of heatwaves -- temperatures in the warmest 5 percent of summertime conditions -- to evolve with the changing climate and reflect extreme conditions relevant to the climate of the time.
"The advantage of using this evolving 'non-stationary' definition is that heatwaves remain extreme events even under much warmer climate," said Gershunov. "If they change in this evolving framework, it's because the variance of temperature is changing, not just the average."
The authors point out that the trend could precipitate a variety of changes in California's coastal communities, where stronger heat will lead to the installation of air conditioners in homes traditionally not in need of cooling. This lifestyle trend would in turn affect energy demand in coastal areas, its magnitude and timing. In the absence of technological or physiological acclimatization, high humidity and the lingering of heat through the night is expected to have strong public health implications, placing added stress on many of the more than 21 million Californians who live in coastal counties. The same would be true for animals and plants living in the highly populated and diverse coastal zone.
"This trend has important human health implications for coastal California where most of the state's population lives," said Guirguis. "Coastal communities are acclimated to cooler mean temperatures and are not well prepared for extreme heat either physiologically or technologically through air conditioning use. Populations tend to adapt to changes in their average conditions but extreme events can catch people off guard. An increase in heat wave intensity relative to average conditions could mean much more heat-related illness during heat waves unless effective heat emergency plans are implemented."
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Story Source:
The above story is reprinted from materials provided by University of California - San Diego.
Note: Materials may be edited for content and length. For further information, please contact the source cited above.
Journal Reference:
- Alexander Gershunov, Kristen Guirguis. California heat waves in the present and future. Geophysical Research Letters, 2012; DOI: 10.1029/2012GL052979
Note: If no author is given, the source is cited instead.
Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.
Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_science/~3/peeVGKfy8S0/120829151243.htm
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Wednesday, August 29, 2012
Arizona voters picking GOP nominee for US Senate
PHOENIX (AP) ? Arizona voters headed to the polls Tuesday to settle an unexpectedly feisty Republican U.S. Senate primary battle marked by accusations of hypocrisy, broken promises and flip-flopping.
Six-term U.S. Rep. Jeff Flake and wealthy businessman Wil Cardon were the front-runners vying for the GOP nomination to replace retiring Sen. Jon Kyl.
Tuesday's Arizona elections also would oust of one of two Republican House members, both freshmen pitted against each other by redistricting. Five other House incumbents, including former Democratic U.S. Rep. Gabrielle Giffords' hand-picked successor, faced challengers.
Voters in Alaska, Oklahoma and Vermont also were deciding House races.
In Oklahoma, Westville plumbing company owner Markwayne Mullin defeated three-term state Rep. George Faught in a runoff for the Republican nomination for the seat being vacated by Democratic Rep. Dan Boren. And longtime state and federal prosecutor Rob Wallace, of Fort Gibson, beat Muskogee seed company owner Wayne Herriman in the Democratic runoff.
Windsor businessman John MacGovern handily defeated a Republican primary opponent in the Vermont race to challenge independent U.S. Sen. Bernie Sanders in November.
And five Democrats in Alaska were vying for the chance to challenge Republican U.S. Rep. Don Young, who has held his seat for 40 years. Young had two challengers but was expected to easily win his primary.
In Arizona, Democrats were hoping the surprisingly aggressive ? and expensive ? challenge from Cardon to Flake, who was widely seen as the favorite in the race, will give them their best shot in years at taking one of the state's two Senate seats.
A push by moderate Democrat Richard Carmona, a former surgeon general under President George W. Bush, comes as the GOP is fighting to pick up four more seats to wrest control of the chamber in advance of votes on key policy issues such as the possible repeal of President Barack Obama's health care law and changes to the tax code.
Arizona hasn't elected a Democrat to the Senate since Dennis DeConcini won his third term in 1988, but Democrats are hoping the primary attacks on Flake have weakened his standing and his bank account.
"Jeff Flake has been a little wounded by the primary," said Jim Pederson, a former Democratic Party chairman who lost an expensive race to Kyl six years ago. "I think a lot of the issues that Wil brought up will kind of resonate with people. I think (the general election) is going to be very close."
Cardon spent $6 million of his own money trying to paint Flake as a Washington insider who reneged on past promises to limit his terms in office. Opponents pointed to Flake's little-known past as a Washington lobbyist for a uranium mine that was minority-owned by Iran. He also criticized Flake, saying he made a dramatic change on immigration, going from a supporter of comprehensive reform to backing policies that would first secure the border.
For his part, Cardon was accused of painting himself as tough on immigration, while a company he partly owned was fined for faulty paperwork in hiring workers with questionable legal status.
Cardon was widely seen as having begun to cede the race in the past month, turning positive in his campaign messages and ending months of expensive television ads.
One or both major parties had primary races in all nine of Arizona's U.S. House districts, including the two-incumbent rivalry between freshman Republican Reps. Ben Quayle and David Schweikert in the 6th Congressional District centered on the Phoenix suburb of Scottsdale. Quayle moved into the district ? the bulk of which he previously represented ? after redistricting put him in a neighboring district considered more competitive with Democrats.
Barber, a former aide to Giffords, was elected in June to serve out her term after she resigned to concentrate on her recovery from being shot in the head during a January 2011 mass shooting in Tucson. He faced a challenge from Democrat Matt Heinz, a former state representative.
___
Associated Press writer Paul Davenport contributed to this report. Follow Jeri Clausing on Twitter at http://twitter.com/jericlausing .
Source: http://news.yahoo.com/arizona-voters-picking-gop-nominee-us-senate-204429616--election.html
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Hayward Pest Control Services
by Allen powell
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Hayward pest control a comprehensive range of Professional Pest Management Services and Quality Products are available these days. The innovative pest control services and techniques making the service more effective, safer and convenient. It also provides essential proactive pest elimination services to residential, commercial and industrial. Men in this occupation are dedicated to ensure that the services they give are superior to the services of yesterday.
Whenever you go for the services provided by pest controllers, be aware of the kind of products they use. Always look for smarter ways to manage pests. They go far beyond mere application and use of pesticides. Pest control and elimination are critical and needs safe working environment. To ensure the work site is safe for inhabitant at the same time get the work. Pest Control employees undergo regular training and then are certified and do assure that service delivered are to complete satisfaction. The treatment techniques used by employee is at par with international standards. While choosing for the kind off company and products we need to make sure that the products used are appropriate for the kind of pests that we are suffering from.
hayward Pest Control has added advantage which gives completely odor less treatment. There is also availability of pest management solution for a variety of pests and insects. Pest management which is totally hassles free and safe for the occupants. Their services are long-lasting with highly efficient treatment. They services are not limited to being professional but go way beyond in understanding the need of eradication of pest without harming the inhabitants of work site. It is done with zero percent error and negligence and in not adding on to the trouble cause by pest. In short they do provide service in a family order fashion. This is to do when the pests have grown out of control and we need to control them. We can, at a very early stage by taking care can avoid the pest to grow by home made products, as the growing of pests might become cumbersome and difficult to manage later on.
The Author is a professional writer, presently writing for rodent control Hayward.
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Pretty Little Liars Shocker: Did You See It Coming?
Pretty Little Liars teased a major reveal - nay, a betrAyal! - on last night's summer finale, "The Lady Killer," and O... M... G, the ABC Family drama did NOT disappoint.
The series shocked viewers by unveiling two members of The A-Team. First, Nate, who turned out to be Linden James, the former True North boyfriend of Maya.
Second... Toby!!!
That's right, the character returned, reunited with Spencer, SLEPT WITH HER and then turned out to be one of the show's hooded sweatshirt-wearing villains.
Viewers are still reeling from the surprise, with Pretty Little Liars Season 3 set to resume in January. Until then, let the theories fly and sound off: Are you taken aback by Toby as an A-Team cohort?
Source: http://www.thehollywoodgossip.com/2012/08/pretty-little-liars-shocker-did-you-see-it-coming/
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Anne Hathaway Is 'Breathtaking' In 'Les Miserables,' Director Gushes
Tom Hooper opens up about the highly anticipated December release for MTV News' Fall Movie Preview.
By Jocelyn Vena
Hugh Jackman and Anne Hathaway in "Les Misérables"
Photo: Laurie Sparham / Universal Pictures
Source: http://www.mtv.com/news/articles/1692645/les-miserables-anne-hathaway-preview.jhtml
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Fire at Venezuela oil refinery spreads
A devastating fire at Venezuela's main oil refinery, which has already left 48 people dead, spread Monday to a third fuel storage tank, complicating the difficult task facing firefighters.
Venezuelan President Hugo Chavez declared three days of national mourning and promised an investigation into Saturday's explosion at the Amuay refinery after a suspected gas leak, which sparked the massive blaze.
The governor of northwestern Falcon state, Stella Lugo, told local radio the toll has risen from 41 to 48 dead.
"We must announce that a third tank... is on fire," said Energy and Oil Minister Rafael Ramirez, who is also the head of state oil firm Petroleos de Venezuela (PDVSA), which operates the refinery on the Paraguana peninsula.
Ramirez insisted that firefighters were working to "control and confine" the blaze, which had previously been confined to two of nine storage tanks at the facility in Venezuela, South America's biggest oil producer.
Earlier, Ramirez had said that the fire would be contained "in the coming hours." He later noted that swirling winds were making the task more difficult.
On Monday, the flames and a massive plume of smoke were still visible several kilometers (miles) away from the refinery. More than 220 firefighters were still at the scene, trying to douse the flames, the government said.
The accident is the worst ever for PDVSA. About half of the dead were members of the National Guard tasked with surveillance at the site, according to Lugo.
Chavez, who is vying for re-election on October 7, slammed reports that poor maintenance was responsible for the accident at the state-owned refinery, one of the biggest in the world, as he paid a visit there Sunday.
"Some philosopher said -- I don't know who -- that 'life must go on,'" said Chavez, describing as "irresponsible" experts who have suggested that the government had inadequate safeguards in place at the site.
He also said that those who had perished in the tragedy would not be forgotten. On Monday, he visited the wounded at a hospital in Falcon state.
The country's prosecutor general, Luisa Ortega, said a total of 151 people had been injured, 33 of whom remained in hospital. Ortega differed with Lugo on the death toll, putting it at about 40.
The refinery is located in a residential and commercial complex where workers live with their relatives and poor families who settled in surrounding neighborhoods. Authorities said 209 homes and 11 businesses had been affected.
Some residents just outside the perimeter cordoned off by security forces gathered belongings and prepared to leave their damaged homes, while others said they would remain on site.
"I am not afraid at all," said Ali Bello, 60, as he sat in front of his home whose roof was now awkwardly sloping downward. "They are saying it won't explode again."
Ramirez predicted that production at the refinery would resume two days after the fire had been brought under control.
But Jose Bodas, general secretary of the United Federation of Oil Industry Workers, questioned these plans.
"It appears to us that it is too early to talk about resuming production without knowing the exact cause of the explosion," Bodas told AFP.
Before the blast, the Amuay refinery was able to process about 645,000 barrels of crude oil a day.
Oil analyst Diego Gonzalez told AFP it was still too early to predict the cost of rebuilding the refinery and nearby residential areas.
Venezuelan media have often reported complaints about safety and maintenance standards at the country's refineries, but authorities insist there were no maintenance issues at Amuay.
Henrique Capriles, Chavez's rival for the presidency, on Monday called on the government to thoroughly investigate the incident and identify those responsible.
The Latin American nation produces about three million barrels of oil per day, according to state figures, while the Organization of the Petroleum Exporting Countries puts the number at 2.3 million barrels per day.
OPEC certified in 2011 that Venezuela has the largest oil reserves in the world at 296.5 billion barrels, surpassing Saudi Arabia, the country with the biggest refining capacity.
In March, Venezuela said the reserves were even higher at 297.57 billion.
Source: http://news.yahoo.com/venezuela-refinery-still-ablaze-blast-toll-hits-41-220351921.html
3 Last Minute Survival Scenarios - Emergency Food
3 Last Minute Survival Scenarios by SurvivingSurvivalism.com
We know that waiting till the last second is not a good idea, but for some it is the only option. So we have taken three possible average scenarios and broken them down for you. All scenarios will include a family of 4 ? Mom, Dad and two kids under high school age ? living in the suburbs of a megaplex city...
Scenario #1
1. You have a few cases of water
2. You have some freeze-dried storage food, maybe a 30 day supply.
3. You have some sleeping bags and some basic camping supplies.
4. You have a general idea of the area to which you want to go.
5. You think maybe something might happen in which case you could need to get your family out of the city.
6. All supplies are in the garage, ready to load into your minivan should the need arise.
You live in a suburban area of a mexaplex city ? first and foremost, where the hell are you going to go? If you are starting out with only a general idea of where to go, you planning to fail. Knowing exactly where you are going and a little preparation is very much in order. Even if your plan is to squat on BLM land, National Forest Service land or private land, just having a general idea of where you are going is dangerous. You, see, in your suburb of a megaplex area, how many other people have the same general idea? Of those of like mind, most likely that's a very high percentage. So have something better than a general idea. Know exactly where you are going and if it's remote enough, you can hide supplies (not what you must have for survival, but that which you would like to have with you there) in the trees. You just need a cammo cargo net and some rope. Hoist it high into a tree, hidden by the foliage.
Here is an idea I've been discussing with people lately. Call it Free Advice: If you have no where to go then the National Forrest my be your best bet. There are several very remote FREE National Forrest camp grounds,? that you can take advantage of. There is one around here (20 miles away) that is very remote and almost no one comes around unless its elk season (Sept. thru Dec.). So before you decide on a campground, check out what dates are the hunting season. Some National Forrest campgrounds have water, some have toilet dumps, most have toilets, some have showers... I have even seen a laundrette at one, and almost no one ever using it. The occasional park ranger will pass by. The Free campground space can by used for 14 consecutive days at a time. Some park rangers interpret this to mean that you must leave the park others interpret it that you have to move to another space in the same campground every 14 days. Either way, if you had to leave the park for one day, only to return the next day, that works, too.
Next to consider is, what would prompt your leaving? Most everyone completely ignores this one because they believe that when the time comes, they'll ?just know?. What is needed is a clear-cut definition of what event would prompt your bugging out. Even if you jump the gun and get to your survival location too soon, you can always go back to suburbia if you feel the coast is still clear. Some possible guidelines would be: war in Syria or Iran, a banking holiday, if you see military troops in your town setting up check points.
Back in the day there was an old hippie bumper sticker that said, ?The Revolution Will Not Be Televised?. It is also true that CNN, FOX, ABC, NBC, CBS,MSNBC will NOT have a news flash that says ?Marshall law will be declared in 30 minutes, so if you're going to boogie, do it now!? Just remember, if you wait until there is clear unambiguous proof that it's time to go, you just might find yourself in a traffic jam and no further.
For transportation, a minivan is not going to get you any place safe enough. Consider getting something more robust, such as an older pick up truck (pre-95 is best ? simple electronics, less susceptible to EMP and solar flares) with an extend-a-cab or club-cab for the kids. The RV market has collapsed. Prices have never been lower on used RVs of all types. With a pickup truck you could get a cab-over camper quite inexpensively. These slip into the cargo area of a pick up. Most sleep 4 or more, have a toilet, shower, water storage tank, oven, range, sink, dining area a closet and cabinet space. With the economy the way it is, watching craigslist you will find great bargains. Most people are paying in the neighborhood of $500 for an older but still serviceable cab-over camper. If a pick up truck is just not something you can do, then you may want to consider a Coleman-type pop-up camper, which can be towed behind even some compact cars with ease (also about $500 on craigslist). You can use either type of camper to store everything you will need to take with you to your bug-out location, and you'll be able to just hook up and go when it's time, no need to think about what to bring. It's the ultimate ?bug-out-bag?. You can have hundreds of pounds of food and water and supplies in it, without having to crowd the supplies and the family into the minivan.
If the only water you have is a couple of cases, that won't do it. A case of water is about 2-1/2 gallons of water on average. How many cases can you carry? If you have a cab-over or pop-up camper, both have a fresh water tank to store in the area of 150-200 gallons of water. Check and see if the place you have chosen for your bug-out has any access to water ? lake, pond, stream, river, pump, well, etc. The average person, under Spartan conditions, can just get by on one gallon per day ? 2 quarts to drink and a couple of quarts for cooking and hygiene. Consider the water you'll need if your food is dehydrated or freeze-dried! So for 4 of you, with a 200 gallon water tank, you would have enough for about 50 days.
If all you have is freeze-dried or dehydrated items for food, you will want to have some items to supplement that, so that you don't experience appetite fatigue. We would suggest some of the following be added to your supplies for long-term evacuation:
Cocoa Powder
Sugar
Coffee/Tea
Cooking Oil
Flour
Popcorn
Spices
Dried Fruits
Nuts
Jerkey
Baking Soda
Vinegar
Molasses
Plus any family favorites, just to break the monotony.
Also, throw into your packing some board games, deck of cards, books, etc., toilet paper and RV toilet sanitizer (blue stuff). If you have extra jeans, socks, shirts, sneakers, shoes/boots ? the clothing you can be used outdoors with ease ? as well as toiletries should also be packed. Don't forget to include a first aid kit. For some of you it will be a military medic/field surgical kit, for others it will be some antiseptic and gauze and tape, depending on your skill level.
Scenario #2
1. You (and your family) are going to stay in your suburban home.
2. You have 6 cases of water
3. You have 6 cases of Dinty Moore Beef Stew and a few miscellaneous canned goods.
4. You have a shotgun
5. You don't want to tell your wife and kids what may be coming up in the near future because it will rock their world. Besides, they'll think I'm nuts.
In this scenario, there is no need to have a bug-out time definition. But you still need to know what to look for so that you know when to hunker down. So, again, some pre-defined conditions bear strong consideration. What to do, when such and such a thing happens, including a rendezvous place for children to meet you for picking up.
Food will be your biggest concern. Let's first deal with the ?having?. You'll need to have food. Basically, nothing different than the previous scenario, although not having to consider transportation, you can store more of it. More importantly, you'll need to be covert. Being in the suburbs means being around lots of people. Lots of hungry people. The smell of cooking can attract predators ? of all kinds: hungry neighborhood dogs and cats going feral, not to mention your neighbors, themselves, who undoubtedly are hungry. The smell of your cooking anything is going to bring people either knocking on or breaking down your door. What would you do if your kids hadn't eaten in a week and you smelled food?
Cooking hot food in the suburban environment could garner you a lot of negative attention. For these reasons, ready to eat foods (jerkey, dried fruits and vegetables, cookies and crackers) are most desirable. For some of you that might be military MREs. We don't recommend them as a steady diet ? too much GMO and MSG to name a few ? but in this case they may be useful against hunger while maintaining a low profile.
The power that pumps water to your house may well be disabled. That means that you will not have water coming from your faucet, nor to your toilet for flushing. The -Mart stores sell 5 gallon water bottles (like those used in water coolers) for about $5 each. Get yourself as many as you can, fill them and cover them up where you have your storage items. Refer to above scenario for daily requirements. Also, fill all your sinks and bathtubs with water while you still have power. Place a garbage bag over the sinks and bathtubs to keep the dust out of the water. Often times forgotten, your water heater has a spigot at the bottom of it, from which you can access the water in there as well ? usually anywhere from 20-40 gallons of additional, usable water.
Some rules about toilet water usage... ?If it's yellow, let it mellow. If it's brown, flush it down.? Save the water from washing up (gray water) to use ? as little as possible ? to do the flushing. Pour it into the bowl until the ?brown goes down?. If you want to pour your gray water into your toilet tank, add rocks (too large to get into the flapper hole) or bricks into the tank so that they take up some of the unnecessary water space.
Now, for these scenarios, here is a lesson in ?How Not to Be Seen? (with a tip of the hat to Monty Python). For evacuation scenarios, if you are in a very secluded part of say, the National Forest or private land, it's a safe bet that if you encounter other people who are not part of your group, you will be encountering trouble. So my advice would be, ?if people move in, move out? and choose another camping sight.
Avoid having large, smoky fires that would attract others. Do most of your fireside cooking during the day and avoid night time fires completely. Also, avoid loud talking, loud music, etc. Don't think that because you can't see anyone around you, it's okay to play your Lead Zeppelin CDs at 800 decibels and no one would notice. You would be surprised how far sound travels in the wilderness, without car noises, people noises, etc., drowning it out.
For Surburban How not to be seen, use no night time lights, even if you have plenty of candles and flashlights. If you do need to illuminate something, do it discretely and for a short time, preferably in a room that has few windows. It's a good idea to put heavy drapes on your windows also, as long as there are no gaps. Avoid going outside and therefore being noticed. If you have a garage, put your car into it. A car parked outside lets others know there are people inside ? not what you want to do. The car battery can be used as a 12 volt power source if needed, and you can hook up a 110 AC power inverter as a house current power source.
?I don't want to tell the wife and kids what may be coming up in the future because I don't want to shake their world? Better to have them prepared than having to follow your instructions while they are in a panic. Like in the movie Knowing, when the little girl's mother panics, grabs the kids and drives madly toward a cave she knows (so does everyone else), it's not a good situation. It doesn't end well. Even if your family thinks you are a tin-foil-hat-wearing loon, if you have at least told them in advance what the trigger point would be, when that point arrives it will be that much less of a shock and they will be apt to be much more on board when the time comes. At some point they'll have to face it anyway. Better they be prepared than blissfully ignorant until that point.
Scenario #3
1. You (and your family) are already living at our survival retreat.
2. You are off the grid, self-sufficient and lovin' the life!
3. When TSHTF, it will just be another day.
Way to go!
NOTE: If you are considering making a move but don't know where to go, we have one more space available in our small survivalist community in New Mexico. If you would like more information, please contact us at surviving@lavabit.com
Whether or not you are considering changing your lifestyle, please feel free to email us there with any questions you may have. We are always happy to help others. That's what it's all about, isn't it?
If you enjoyed this post, please consider leaving a comment or subscribing to the RSS feed to have future articles delivered to your feed reader.Source: http://theemergencyfoodsupply.com/archives/3-last-minute-survival-scenarios
Southlake Texas Realtors and Real Estate Agents - Texas | DFW ...
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Southlake Texas Realtors | Preview Southlake Texas MLS houses. View recent comps, get school locations, neighborhood maps and more from The Dallas Real Estate Store at 972.342.0000.
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Stopping Yo-Yo Dieting and Creating a Healthy Lifestyle
Stopping Yo-Yo Dieting and Creating a Healthy Lifestyle
Part of the reason why diets are so ineffective is because they focus on short-term gains rather than long-term gains. We?ve gotten the idea that it?s okay to starve, punish and harm our bodies for a little while, as long as we can fit into our sexy new swimsuit by summer. Not surprisingly, not many of us end up sticking to a strict diet like that; it?s just too hard and definitely too unpleasant.
Instead of embarking on another ?diet? perhaps it?s time to change our thinking and focus on creating a healthy lifestyle that will also result in weight loss.
Here are three key ways to start:
- Banish the Diets
We all know that diets don?t really work long-term. Yes, it?s possible to shed a few pounds by dramatically reducing our caloric intake or cutting out whole food groups ? but for the long-term it?s just not feasible. Even if you manage to lose a substantial amount of weight, you know it?s just going to come right back when you stop the diet (and you will stop it; no one can stay on a strict diet like that forever).
Instead, take a look at ways you can adjust your eating habits to be lower in calories, sugar and unhealthy fat. Eat more fruit and vegetables and limit your intake of processed, refined foods. Just doing that alone could help you drop a substantial amount of weight and keep it off for good.
- Moderate Exercise
If you have ever taken on too much, too soon when it comes to exercise, you know how painful it can be. Even if you were lucky enough not to hurt yourself by pulling a muscle or straining a tendon, you probably still limped around for a few days because your muscles were so sore. This kind of approach to exercise will only ensure that you never want to do it again.
Instead, start increasing your activity level gradually. Check with your doctor to be sure you?re healthy enough to exercise, and then start adding in small amounts of moderate exercise daily. Good choices for beginners would be walking, light weight training, and other low intensity exercises like yoga and pilates.
- Treat Yourself
It?s not necessary to completely eliminate your favorite high-calorie foods just because you want to lose weight and improve your health. In fact, doing that is one sure way to make yourself feel deprived and increase the likelihood of giving up all together on your new healthy lifestyle.
To combat this possibility, aim for making overall positive changes while still allowing room for a treat here and there. Keep the treats in moderation and enjoy every second of them! Think of it this way; if you budget a modest treat into your weekly calorie allowance, you?ll probably find it easier to stick with your healthy eating plan all week, knowing that you can have a favorite treat and not overdo it.
These modest changes sound so much easier than trying to force yourself to follow another rigid diet, don?t they? Believe it or not, just improving your eating habits with small changes can yield great results, which will keep you feeling motivated to stick with it for many years to come.
Tags: weight training, food groups, You will, Your healthHandle Your Money Right: Personal Finance Tips You Need To Know
Posted by TurnKey Loan on Aug 29, 2012 in Personal Finance | Comments Off
It is not unusual for financial issues to create severe depression, and even suicidal thoughts, in some people. This does not need to be you. Even difficult financial issues can be managed more easily with some useful money-management tips. Continue reading to find smart ways to manage your finances, and get your budget on the right path.
Target ATMs that belong to your bank, so as not to incur fees associated with the transactions. It may be less convenient, but worthwhile. Many times financial institutions will charge a large fee, along with monthly fees, if you use an ATM machine that is not associated with your bank.
Make sure you stay on top of your credit score. Having good credit gets you lower interest rates on your credit cards and loans. Lower credit scores will affect your ability to get housing, cell phones and even jobs with good companies. So be smart and keep your credit score high enough to not cause you any difficulties when trying to secure credit.
If you want to keep your personal finances on track, you should work to pay your bills early every month. By paying your bills like this, you will know much money you can do other things with. It also provides you with a cushion in the event of an unexpected expense, allowing you to pay your bill a little later than normal without it being late.
Whenever possible, make contributions to your IRA. This can help you build a nest egg for your financial future! There are many allowable IRA options, including accounts with credit unions, brokerage firms or even your local bank. Regular contributions will make sure that your retirement is comfortable and secure.
When it comes to your personal finances, you should always practice patience. Many people buy just-released electronic devices without thinking about the cost. For instance, you can save a lot of electronics by waiting for the price to drop. You can apply the savings to other purchases.
If you like online banking, subscribe to the alert services offered by your bank. Most banks will let you know about important activity on your account via text or email. Sign up for both low balance warnings to prevent overdrafts and unusual withdrawal warnings to catch fraud within minutes.
Instead of paying your debts immediately, consider using that money to start an emergency fund. This is ideal if you have used your credit cards in the past to handle emergencies. Think about common problems that might cost you a lot of money when figuring out how much to save for emergencies. For example, think about emergency health care treatment or car repairs and how much these items are likely to cost.
Putting money aside in a savings account is an important part of a healthy personal finance plan. You can save money for buying large purchases like a new TV or a new car. You should be desiring to put away money in order to retire comfortably. Regardless of your goals, saving money is an important part of every successful personal finance plan.
If you can set it up, have your debit card make automatic payments to your credit card near the end of every month. That way you never forget.
Your portfolio needs to be rebalanced annually. Re-balancing will help your investments remain aligned with risk tolerance as well as goals. Rebalancing also helps build a discipline of buying low and selling high
If you can, have money deducted from your check that will go directly into savings. If you have the money automatically transferred to a savings account, you won?t miss it. Building a little savings will help out in the case of illness or unemployment.
If you own any debt, pay it with your income tax. A lot of people buy unimportant things with their refund, instead of working on the amounts they already owe. When you do this with your refund, you will still have debts waiting for you long after your refund money has flown the coop.
With the advice that you have received today, you should be able to make things right once more. You likely have some good ideas about the steps that need to be taken to improve your financial situation. Now that your situation has improved, be sure to pass on the knowledge.
Tips For Successful Credit Card Ownership
Having a proper understanding of how something works is absolutely essential before you begin using it. Credit cards are no different. If you haven?t learned a thing or two about what to do, what to avoid and how your credit affects you, then you need to sit back, read the remainder of this article and get the facts.
If you have more than one credit card, leave one at home always. Use it perhaps for online purchases made from home, but do not take it out with you. This way, if you do wind up slipping up and running up the cards in your wallet, you still have an available credit card to use for emergencies.
The key to securing the best possible credit rates and terms, is keeping a close eye on your credit report and making changes and corrections where necessary. Consumers with stellar credit histories have broad access to cards with low or zero interest, cards that boast rewards programs that can be truly worthwhile, and cards that do not come with costly annual membership fees.
When making purchases with your credit cards you should stick to buying items that you need instead of buying those that you want. Buying luxury items with credit cards is one of the easiest ways to get into debt. If it is something that you can live without you should avoid charging it.
Be sure to limit the number of credit cards you hold. Having too many credit cards with balances can do a lot of harm to your credit. Many people think they would only be given the amount of credit that is based on their earnings, but this is not true.
Don?t let your past issues with credit cards slow you down in the future. There are many things you can do right now, to start digging yourself out of that hole. If you?ve managed to stay out of it up to this point, then the advice you read here can keep you on the right track.
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Tuesday, August 28, 2012
Auto Insurance Tricks And Tips That Everyone Should Know ...
You can drop the premium of your auto insurance policy if you drop something like medical. Do not do this unless your group health insurance provides a generous amount of coverage, or you could be left without medical at all. If it does though, consider dropping the medical-payments portion on your auto insurance policy.
Having an expensive car or car that is considered a sports car will often increase the price one pays for auto insurance. If one does not like the sound of that then they should consider getting a different type of car. It will not only save them insurance money but often money off the car itself.
Gather witnesses when you are in an accident. Make sure you collect information from anyone who may have seen the accident. Ask for name, address, phone number, and details of what they saw. This will help your insurance company decide who was at fault, and who should pay for the claim.
Better your eye focus while you are driving. Let your vision focus on something far away, such as an oncoming car, and then quickly look at your speedometer. Continue doing this as the car approaches, and every time you drive. You will eventually find that your eyes are focusing much faster than before!
Be sure to keep your car secure. Keeping your car garaged, having a security alarm system, using a locking device on your steering wheel, having a professionally installed tracking system and living in a safe neighborhood are just a few of the ways you can save some money on your car insurance. Be sure to ask your agent how you can get discounts on your insurance rates with good security measures.
When you are checking rates with different car insurance companies, make sure your information is consistent with every quote you get. This way you can be sure you are getting the best quotes possible with each company you get quotes from. Then, you can accurately choose the company with the best rates.
You should evaluate exactly how much coverage you will need. Not everybody really needs full coverage, so why should you have to pay for more then you need. For example, if you have an older car, it might not be worth it to have your car covered. It could save you quite a bid of money, but know that if your car gets totaled, you will not get compensated for it.
Check with your automotive insurer to see if you can qualify for a premium discount by enrolling in a defensive driving course. Such courses are becoming very common, and many insurance companies offer discounts to drivers who attend them. Remember that proper documentation of your course will be vital to securing a discount.
There are many TV ads for auto insurance, most of them advertise incredible savings and claim to be cheaper than their competitors. You should not subscribe to an insurance based only on what you have seen on a TV ad. The prices given on TV are based on a particular configuration of demographics and might not apply to you.
Use the internet when shopping for auto insurance. Many companies now offer sites where you can plug in some information and get an instant quote. Some brokers are even available online who can shop multiple companies for you. Shopping on the internet saves you time and keeps you from having to talk to pushy sales people as well.
Having more vehicles than one needs is a way to pay more than one needs to be paying for insurance. By selling or storing cars or anything else that one does not use often they will no longer have to pay insurance on that vehicle. It will save them money off their insurance.
Before buying a car, take into consideration the cost of the insurance policy for the type of car or cars you are looking at. Generally, the more expensive the car is, the higher the insurance cost will be. Take into account the insurance cost before purchasing the car you have chosen.
For older vehicles, remove comprehensive and collision coverage. These options are best saved for newer vehicles, as they pay for repairs and damages caused by accidental damage and other issues. If you remove them, your premiums will be much cheaper and you will still be covered in the event of an accident.
If you just got married, you should aim to combine you and your spouse?s auto insurance policies if you both have the same auto insurer. Doing this will give both of you the multi-car discount, which will save you and your spouse a large amount of money on auto insurance.
You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
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